A Separate Account offers advantages
Portfolios created for you.
The performance and expenses of your account are not affected by activities of other investors in a pool.
You have direct access to and ownership in the securities the manager has purchased on your behalf as opposed to owning ‘shares of a fund.’
The investment approach and/or your portfolio manager can be changed as your needs change.
You can eliminate specific investments in industries or companies that you would rather avoid such as tobacco, gambling or weapons.